domingo, 12 de noviembre de 2017

¿Qué trampas engañan a tu mente como inversor?

 ¡Conócelas y conseguirás tus metas financieras! Trampas para tu mente • Mediolanum



  1. El sesgo de confirmaciónmediante el cual el inversor tiende a obviar toda aquella información que no apoye sus creencias…
  2. El sesgo del hogar. Los inversores tienen una tendencia natural a invertir en aquellas acciones con un componente nacional
  3. El sesgo de manada o tendencia es uno de los más potentes en el campo de la inversión. Muchos inversores no analizan la calidad de la inversión, sino que se dejan influir por las acciones colectivas de su entorno más cercano.
  4. El sesgo de preocupación evoca una serie de recuerdos vívidos en el corto plazo y crea en la mente visiones de posibles escenarios que pueden alterar el juicio del inversor acerca de sus finanzas.
  5. El sesgo del efecto disposición es de los más perjudiciales, porque limita las inversiones ganadoras y deja correr las inversiones perdedoras.
  6. El sesgo de autoatribución. … muchos inversores tienden a atribuirse los resultados positivos de su cartera, mientras que los negativos se deben a factores externos.

The Web began dying in 2014, here's how

 by André Staltz - The Web began dying in 2014, here's how

The Web and the internet have represented freedom: efficient and unsupervised exchange of information between people of all nations. In the Trinet, we will have even more vivid exchange of information between people, but we will sacrifice freedom. Many of us will wake up to the tragedy of this tradeoff only once it is reality.
GOOG devices


The Appleification of tech giants

GOOG, MSFT, FB, and AMZN are mimicking AAPL’s strategy of building brand loyalty around high-end devices. Through a process I call “Appleification”, they are (1) setting up walled gardens, (2) becoming hardware companies, and (3) marketing the design while designing for the market. It is a threat to AAPL itself, because they are behind the other giants when it comes to big data collection and its uses. While AAPL’s early and bold introduction of an App Store shook the Web as the dominant software distribution platform, it wasn’t enough to replace it. The next wave of walled gardens might look different: less noticeable, but nonetheless disruptive to the Web.
There is a tendency at GOOG-FB-AMZN to bypass the Web which is motivated by user experience and efficient communication, not by an agenda to avoid browsers. In the knowledge internet and the commerce internet, being efficient to provide what users want is the goal. In the social internet, the goal is to provide an efficient channel for communication between people. This explains FB’s 10-year strategy with Augmented Reality (AR) and Virtual Reality (VR) as the next medium for social interactions through the internet. This strategy would also bypass the Web, proving how more natural social AR would be than social real-time texting in browsers. Already today, most people on the internet communicate with other people via a mobile app, not via a browser.
The common pattern among these three internet giants is to grow beyond browsers, creating new virtual contexts where data is created and shared. The Web may die like most other technologies do: simply by becoming less attractive than newer technologies. And like most obsolete technologies, they don’t suddenly disappear, neither do they disappear completely. You can still buy a Walkman and listen to a tape with it, but the technology has nevertheless lost its collective relevance. The Web’s death will come as a gradual decay of its necessity, not as a dramatic loss.

domingo, 5 de noviembre de 2017

Cómo evolucionará la Inteligencia Artificial en 2018

 vía @KicoArjona Gartner acaba de publicar las diez tendencias tecnológicas más relevantes para 2018
Cómo evolucionará la Inteligencia Artificial en 2018

Basta considerar que uno sólo de los cientos de miles de ordenadores que Google tiene en la red consta de 96 núcleos y dispone de 624Gb de memoria 
En unos pocos años no se comprenderá crear una App o desarrollar un dispositivo que no sea capaz de reconocer a su usuario (bien por la voz o por su rostro), que sea incapaz de comprender qué le está preguntando o que no pueda responderlo en cualquier idioma. En realidad, hoy en día es ya posible desarrollar este tipo de interfaces a nuestras aplicaciones con un esfuerzo mínimo utilizando los servicios cognitivos de cualquier de las empresas antes mencionadas.

sábado, 28 de octubre de 2017

7 Types of Companies You Should Never Work For

 @glassdoor "And just say no to places who define “hard work” as 15-hour days and long weekend email threads."

 7 Types of Companies You Should Never Work For


1. The High Turnover Outfit
Red flags: Key roles pop up consistently on a company’s job site.

2. The Culture Clash Corp
Red flags: Negative employee reviews, lack of focus on a true employee experience, recruiters evading your questions.

3. The Curb Appealer
Red flags: Pristine and ideal image in marketing materials and publicity, however, the day-to-day operation is far from glamorous. Only the leaders have what can pass as offices, staff is dispersed amongst shoddy cubicles, lighting is awful, technology is from the ’90s, and let’s not get started on the break room.

4. The Top Heavy Business
Red flags: Too many executives brainstorming, too few employees tasked with executing.

5. The Perpetual Promisor
Red flags: Unfulfilled corporate expectations, employees report a lack of trust in CEO, inability to live up to brand promises.

6. The “Stagnator”
Red flags: Lack of learning opportunities, fails to promote mentorship, offers little more than the role you’ve applied for.

7. The Directionless Ship
Red flags: No clear plan for the future, employees don’t know long-term goals, senior leadership fails to adequately communicate.


martes, 24 de octubre de 2017

The Simple Secret To A High-Performing Team

 How To Build A High-Performing Team
The Simple Secret To A High-Performing Team

  1. 1. Build Trust On Your Team


  2. 2. Build Psychological Safety On Your Team


  3. 3. Set Ambitious Goals


  4. 4. Work On Communication Skills


  5. 5. Help Employees Build Confidence


  6. 6. Listen To Your Employees



domingo, 22 de octubre de 2017

3 Lessons learned and tips from a young VC’s perspective

My Summer in the Venture Capital World – Philipp Handel – Medium
via @daphnipolis



Lesson 1: Designing a good sourcing strategy is key
Looking back to the inception of our sourcing strategy, the idea was to 1) reach out to "country here" investors, 2) attend startup events, and 3) reactivate and formalize existing connections.
power of events to bring together the startup ecosystem
TIP 1: Discover your hunting instinct
TIP 2: The power of extroversion

Lesson 2: Learn to ask the right questions

trade-off between being efficient at screening and being open-minded to new creative ideas, thus not missing the “crazy bets”. It requires a very entrepreneurial mindset: Looking for strengths instead of weaknesses at first.
During the call you want to find out about the “raison d’être” of the startup, hear its founding story, usually starting with a) the problem they saw in the market, b) the solution they developed and c) the vision they have for the future.
If sounds exciting: 1) the product,  2) the market3) the team
A big trap would be to rely too much on a rigid framework or a checklist when assessing an opportunity. 

TIP 3: Build a trust relationship with founders
TIP 4: Develop proficiency in technology

Lesson 3: Go beyond executing the investment thesis
you evaluate an investment opportunity not only in itself but also relative to the fund’s investment thesis.
It was key for me to fully understand what we are investing in instead of only executing a checklist of criteria. 

TIP 5: Spot the value of contrarian views

domingo, 8 de octubre de 2017

14 metodologías de innovación

 vía @NonoRegaa retuiteando a @Virginiog…
Metodologías innovadoras para crear la empresa del futuro


1. Design Thinking
2. Lean Startup
3. Agile
4. Scrum
5. SAFe
6. Kanban
7. Kaizen
8. JTBD
9. OKR
10. Teoría U
11. Kotter
12. Forth Innovation Method
13. Metodología 3D
14. Design Sprint

Abundance… Why the World Is Better Than Ever & Will Get Better Still

Why the World Is Better Than Ever—and Will Get Better Still


In the last hundred years, we’ve seen the average human life expectancy nearly double, the global GDP per capita rise exponentially, and childhood mortality drop 10-fold.


“In the hands of smart and driven innovators, science and technology take things which were once scarce and make them abundant and accessible to all.”

This means making sure every single person in the world has adequate food, water and shelter, as well as a good education, access to healthcare, and personal freedom. 

This might seem unimaginable, especially if you tend to think the world is only getting worse. But given how much progress we’ve already made in the last few hundred years, coupled with the recent explosion of information sharing and new, powerful technologies, abundance for all is not as out of reach as you might believe.


The Path to Abundance

Eager to create change, innovators armed with powerful technologies can accomplish incredible feats. Kotler and Diamandis imagine that the path to abundance occurs in three tiers: 

  • Basic Needs (food, water, shelter) 
  • Tools of Growth (energy, education, access to information)
  • Ideal Health and Freedom
Many people don’t believe it’s possible to end the persistent global problems we’re facing. However, looking at history, we can see many examples where technological tools have unlocked resources that previously seemed scarce. 

Technological solutions are not always the answer, and we need social change and policy solutions as much as we need technology solutions. But we have seen time and time again, that powerful tools in the hands of innovative, driven change-makers can make the seemingly impossible happen.

domingo, 1 de octubre de 2017

The Coming Software Apocalypse

The serious problems that have happened with software have to do with requirements, not coding errors.
The Coming Software Apocalypse - The Atlantic
The programmer, the renowned Dutch computer scientist Edsger Dijkstra wrote in 1988, “has to be able to think in terms of conceptual hierarchies that are much deeper than a single mind ever needed to face before.” Dijkstra meant this as a warning. As programmers eagerly poured software into critical systems, they became, more and more, the linchpins of the built world—and Dijkstra thought they had perhaps overestimated themselves. 
“The problem is that software engineers don’t understand the problem they’re trying to solve, and don’t care to,” says Leveson, the MIT software-safety expert. The reason is that they’re too wrapped up in getting their code to work. “Software engineers like to provide all kinds of tools and stuff for coding errors,” she says, referring to IDEs. “The serious problems that have happened with software have to do with requirements, not coding errors.” When you’re writing code that controls a car’s throttle, for instance, what’s important is the rules about when and how and by how much to open it. But these systems have become so complicated that hardly anyone can keep them straight in their head. “There’s 100 million lines of code in cars now,” Leveson says. “You just cannot anticipate all these things.” 
In a recent essay, Victor implored professional software developers to stop pouring their talent into tools for building apps like Snapchat and Uber. “The inconveniences of daily life are not the significant problems,” he wrote. Instead, they should focus on scientists and engineers—as he put it to me, “these people that are doing work that actually matters, and critically matters, and using really, really bad tools.” Exciting work of this sort, in particular a class of tools for “model-based design,” was already underway, he wrote, and had been for years, but most programmers knew nothing about it. 
“Human intuition is poor at estimating the true probability of supposedly ‘extremely rare’ combinations of events in systems operating at a scale of millions of requests per second,” he wrote in a paper. “That human fallibility means that some of the more subtle, dangerous bugs turn out to be errors in design; the code faithfully implements the intended design, but the design fails to correctly handle a particular ‘rare’ scenario.”

sábado, 30 de septiembre de 2017

Is Resilience the Secret to Being Happy at Work?

 No doubt. Resilience and contentedness…

Is Resilience the Secret to Being Happy at Work?

There are three main qualities of resilience.
  1. Challenge: Resilient individuals view adversity as a challenge and opportunity to learn, not a permanent situation or reflection of their self-worth.
  2. Commitment: Those of a resilient mindset have personal and professional goals, and stick with them. They maintain contact with people and participate in events during difficult times.
  3. Personal Control: People who are resilient focus on events and situations they can control. They thus feel empowered and confident, and take action accordingly.



It is also worth considering some negative consequences of resilience. Like any strength, if resilience is overused, it can become a weakness. Overly resilient individuals are more likely to:
  • Pursue unattainable goals
  • Accept difficult situations, especially in the workplace, for too long
  • Develop aggressive coping mechanisms
  • Become socially distant in times of pressure
  • Possess less self-awareness as they tend to push through all challenges instead of recognizing their limitations.


Cultivating Resilience

1. Develop a Growth Mindset 

2. Challenge Your Self-Talk

3. Recovery

4. Positive Attitude

5. Organizational Resilience